With a network of trusted alliances, we can help in the process of planning to pass on your estate. Without a trust, an estate in California can take an average of 1 to 2 years to probate. Even more concerning is giving your hard earned assets over to the federal government. Wouldn’t you rather pass on your estate to your children, family members, or your chosen favorite charities? With the federal deficit ballooning, expect Congress to enact further taxes, especially an increase with estate taxes. A properly designed life insurance trust can be used to great advantage for large estates avoiding or minimizing the specter of estate taxes.