Supplemental & Voluntary Plans

Supplemental and voluntary insurance comes in many forms. Supplemental plans complement an employer’s contributory benefit plan and are usually paid for pre-tax by the employees. The cost associated with deductibles and co-insurance inside of many traditional medical plans is offset by lump-sum cash benefits of supplemental plans. The spectrum of supplemental and voluntary plans range from:

  1. Accident
  2. Cancer
  3. Critical Illness (Heart Attack, Stroke, Transplant, etc)
  4. Dental
  5. Disability
  6. Hospital Indemnity
  7. Life
  8. Limited Benefit Medical
  9. Vision