Retirement/401(k)

It’s no surprise that retirement plans rank second – right behind health insurance – among the company-sponsored benefits employees value most. With the economic downturn and increased debt ratios of American workers, recent surveys poll the majority of workers as “somewhat confident” or “not at all confident” that they will have enough money to live comfortably in retirement.

Employers who offer company-sponsored retirement plan attract and retain more highly skilled employees. Employees often look to their employers for advice on their finances and retirement, and providing this support can foster higher satisfaction and trust among employees. Hammitt Benefits Group offers comprehensive qualified retirement plans. Let us help you package the right retirement plan solution allowing your employees to gain greater control over their retirement.

Most popular plan types:

  1. 401(k) – traditional and Roth
  2. 403(b) – traditional and Roth
  3. 457 (b) – deferred compensation
  4. Profit sharing
  5. Defined Benefit
  6. Non-qualified deferred compensation

If you are considering retiring or are reviewing your options as you leave your current employer, know you have flexible options:

  1. Individual IRAs
  2. Individual Annuities (Variable, Indexed, Traditional)
  3. Previous employer to new employer 401(k) rollovers.

A thorough review of your options is crucial as you plan for your retirement years. Many Americans today fear outliving their money. Have you considered what sources of income you will have during your retirement? Please contact us to review the many options and products that will help you achieve your retirement goals and enable you to enjoy the fruits of your working years.